Whatever financial stage you’re in, Bay Cities has a checking plan to help you achieve your goals.

We have individual checking solutions for your individual checking needs, and the technology to give you access to your account 24/7 with your Visa Check Card, Home Banking, and BayLine at 510-538-DIAL!

So if you’re looking for a new checking, it’s easy to find the account that fits your style.

Which account is right for you?

I Want	We Suggest
A basic account with no monthly fee	Our Star Checking with no monthly service fee or balance to keep. And as an added bonus we pay for your first box of checks! That can save you over $40 immediately.
Home Banking and to pay bills online	All of our checking accounts include *free* Home Banking and Online Bill Pay. Signing up is easy, just click here.
To earn interest on my checking account	Interest Checking pays you competitive monthly dividends on balances of $1000 or more.
Unlimited check writing and easy access to my funds	All our checking accounts offer unlimited check writing and a Visa Check Card with no annual fee, and overdraft protection.

And every checking account allows you the added convenience of

Home Banking & Online Bill Pay 24/7- FREE

Not sure how many times you used an ATM this month? Need a copy of a cleared check? Want to view your recent Visa Check Card transactions? Home Banking allows you to:

Check your current account balances
View and print past transaction histories
Order copies of cleared checks (both sides)
Make your Bay Cities loan or Visa payment instantly
Transfer funds from one account to another
Download account data into Quicken® or Microsoft® Money
Pay virtually all your monthly Bills

Best of all, Home Banking is free! All you need is your account number, date of birth and Social Security number to enroll. If you have any questions, our Phone Service Specialists are standing by during business hours at 510-690-6100.

We Do Business in Accordance With Federal Fair Lending Laws

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, a U.S. Government Agency.

revised 11.1.2006

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