 |
| The annual percentage yields quoted are accurate as of 07/01/08. |
| Account Description |
Account
Terms |
Dividend Calculation |
Dividend Rate |
APY* |
Share Accounts
$25 Minimum Balance, $100 to earn Dividends**
|
Share Savings (S1),
Vacation Club (S14),
& Holiday Account (S15)
$100-$1,000 |
Daily |
Daily Compounded |
0.25% |
0.25% |
Share Savings (S1)
Vacation Club (S14),
& Holiday Account (S15)
$1,001-$5,000 |
Daily |
Daily Compounded |
0.35% |
0.35% |
Vacation Club (S14),
& Holiday Account (S15)
Share Savings (S1)
$5,001-$10,000 |
Daily |
Daily Compounded |
0.45% |
0.45% |
Share Savings (S1)
Vacation Club (S14),
& Holiday Account (S15)
$10,001+ |
Daily |
Daily Compounded |
0.55% |
0.55% |
Money Market (S5)
$1000 Minimum Balance to earn Dividends.
Fees incurred could reduce the earnings on this account.
|
Money Market
$1,000-$4,999 |
Daily |
Daily Compounded |
1.10% |
1.10% |
Money Market
$5,000-$9,999 |
Daily |
Daily Compounded |
1.15% |
1.15% |
Money Market
$10,000-$24,999 |
Daily |
Daily Compounded |
1.75% |
2.76% |
Money Market
$25,000-$49,999 |
Daily |
Daily Compounded |
2.00% |
2.01% |
Money Market
$50,000-$99,999 |
Daily |
Daily Compounded |
2.25% |
2.27% |
Money Market
$100,000+ |
Daily |
Daily Compounded |
2.40% |
2.42% |
Checking
$1000 Minimum Balance to earn Dividends.
Fees incurred could reduce the earnings on this account. |
| Dividend Checking (S2) |
Daily |
Daily Compounded |
0.25% |
0.25% |
Certificates of Deposit
$2,000 Minimum Balance.
A penalty may be imposed for early withdrawal. |
| 3 month (I54) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
1.90% |
1.92% |
|
$5,000-$9,999
|
|
|
2.00% |
2.02% |
|
$10,000-$24,999
|
|
|
2.10% |
2.12% |
|
$25,000-$49,999
|
|
|
2.15% |
2.17% |
|
$50,000-$99,999
|
|
|
2.20% |
2.22% |
|
$100,000+
|
|
|
2.25% |
2.28% |
| 6 month (I55) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
2.00% |
2.02% |
|
$5,000-$9,999
|
|
|
2.10% |
2.12% |
|
$10,000-$24,999
|
|
|
2.20% |
2.22% |
|
$25,000-$49,999
|
|
|
2.35% |
2.38% |
|
$50,000-$99,999
|
|
|
2.40% |
2.43% |
|
$100,000+
|
|
|
2.50% |
2.53% |
| 12 month (I56) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
2.65% |
2.69% |
|
$5,000-$9,999
|
|
|
2.75% |
2.79% |
|
$10,000-$24,999
|
|
|
2.80% |
2.84% |
|
$25,000-$49,999
|
|
|
2.85% |
2.89% |
|
$50,000-$99,999
|
|
|
2.95% |
2.99% |
|
$100,000+
|
|
|
3.05% |
3.10% |
| 18 month (I57) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
2.70% |
2.74% |
|
$5,000-$9,999
|
|
|
2.80% |
2.84% |
|
$10,000-$24,999
|
|
|
2.85% |
2.89% |
|
$25,000-$49,999
|
|
|
2.90% |
2.94% |
|
$50,000-$99,999
|
|
|
3.00% |
3.05% |
|
$100,000+
|
|
|
3.10% |
3.15% |
| 24 month (I58) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
2.95% |
2.99% |
|
$5,000-$9,999
|
|
|
3.00% |
3.05% |
|
$10,000-$24,999
|
|
|
3.10% |
3.15% |
|
$25,000-$49,999
|
|
|
3.20% |
3.25% |
|
$50,000-$99,999
|
|
|
3.25% |
3.30% |
|
$100,000+
|
|
|
3.30% |
3.35% |
| 36 month (I59) |
Daily |
Daily Compounded |
|
|
|
$2,000-$4,999
|
|
|
3.00% |
3.05% |
|
$5,000-$9,999
|
|
|
3.10% |
3.15% |
|
$10,000-$24,999
|
|
|
3.15% |
3.20% |
|
$25,000-$49,999
|
|
|
3.25% |
3.30% |
|
$50,000-$99,999
|
|
|
3.35% |
3.41% |
|
$100,000+
|
|
|
3.50% |
3.56% |
IRA (S20) & Roth (S21) Shares
$25 Minimum Balance
A penalty may be imposed for early withdrawal. |
Accumulation IRA Savings
$100-$1,000 |
Daily |
Daily Compounded |
0.50% |
0.50% |
Accumulation IRA Savings
$1,001-$5,000 |
Daily |
Daily Compounded |
0.60% |
0.60% |
Accumulation IRA Savings
$5,001-$10,000 |
Daily |
Daily Compounded |
0.70% |
0.70% |
Accumulation IRA Savings
$10,001+ |
Daily |
Daily Compounded |
0.80% |
0.80% |
IRA & Roth Certificates
$1,000 Minimum Balance
A penalty may be imposed for early withdrawal. |
| 3 month (I64/I74) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
1.95% |
1.97% |
|
$5,000-$9,999
|
|
|
2.05% |
2.07% |
|
$10,000-$24,999
|
|
|
2.15% |
2.17% |
|
$25,000-$49,999
|
|
|
2.20% |
2.22% |
|
$50,000-$99,999
|
|
|
2.25% |
2.28% |
|
$100,000+
|
|
|
2.30% |
2.33% |
| 6 month (I65/I75) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
2.05% |
2.07% |
|
$5,000-$9,999
|
|
|
2.15% |
2.17% |
|
$10,000-$24,999
|
|
|
2.25% |
2.28% |
|
$25,000-$49,999
|
|
|
2.40% |
2.43% |
|
$50,000-$99,999
|
|
|
2.45% |
2.48% |
|
$100,000+
|
|
|
2.55% |
2.58% |
| 12 month (I66/I76) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
2.70% |
2.74% |
|
$5,000-$9,999
|
|
|
2.80% |
2.84% |
|
$10,000-$24,999
|
|
|
2.85% |
2.89% |
|
$25,000-$49,999
|
|
|
2.90% |
2.94% |
|
$50,000-$99,999
|
|
|
3.00% |
3.05% |
|
$100,000+
|
|
|
3.10% |
3.15% |
| 18 month (I67/I77) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
2.75% |
2.79% |
|
$5,000-$9,999
|
|
|
2.85% |
2.89% |
|
$10,000-$24,999
|
|
|
2.90% |
2.94% |
|
$25,000-$49,999
|
|
|
2.95% |
2.99% |
|
$50,000-$99,999
|
|
|
3.05% |
3.10% |
|
$100,000+
|
|
|
3.15% |
3.20% |
| 24 month (I68/I78) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
3.00% |
3.05% |
|
$5,000-$9,999
|
|
|
3.05% |
3.10% |
|
$10,000-$24,999
|
|
|
3.15% |
3.20% |
|
$25,000-$49,999
|
|
|
3.25% |
3.30% |
|
$50,000-$99,999
|
|
|
3.30% |
3.35% |
|
$100,000+
|
|
|
3.35% |
3.41% |
| 36 month (I69/I79) |
Daily |
Daily Compounded |
|
|
|
$1,000-$4,999
|
|
|
3.05% |
3.10% |
|
$5,000-$9,999
|
|
|
3.15% |
3.20% |
|
$10,000-$24,999
|
|
|
3.20% |
3.25% |
|
$25,000-$49,999
|
|
|
3.30% |
3.36% |
|
$50,000-$99,999
|
|
|
3.40% |
3.46% |
|
$100,000+
|
|
|
3.55% |
3.61% |
| Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Each member account is Federally Insured to at least $100,000; Traditional and Roth Individual Retirement Accounts are insured separately to $250,000.
*APY = Annual Percentage Yield
**The APY is accurate as of the last dividend declaration date.
|
|
|
