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Deposit Rates

The annual percentage yields quoted are accurate as of 03/01/10.
Account Description Account
Terms		 Dividend Calculation Dividend Rate APY*
Share Accounts
$25 Minimum Balance, $100 to earn Dividends**
Share Savings (S1),
Vacation Club (S14),
& Holiday Account (S15)
$100-$1,000		 Daily Daily Compounded 0.10% 0.10%
Share Savings (S1)
Vacation Club (S14),
& Holiday Account (S15)
$1,001-$5,000		 Daily Daily Compounded 0.20% 0.20%
Vacation Club (S14),
& Holiday Account (S15)
Share Savings (S1)
$5,001-$10,000		 Daily Daily Compounded 0.25% 0.25%
Share Savings (S1)
Vacation Club (S14),
& Holiday Account (S15)
$10,001+		 Daily Daily Compounded 0.35% 0.35%
Money Market (S5)
$1000 Minimum Balance to earn Dividends.
Fees incurred could reduce the earnings on this account.
Money Market
$1,000-$4,999		 Daily Daily Compounded 0.20% 0.20%
Money Market
$5,000-$9,999		 Daily Daily Compounded 0.35% 0.35%
Money Market
$10,000-$24,999		 Daily Daily Compounded 0.50% 0.50%
Money Market
$25,000-$49,999		 Daily Daily Compounded 0.60% 0.60%
Money Market
$50,000-$99,999		 Daily Daily Compounded 0.70% 0.70%
Money Market
$100,000+		 Daily Daily Compounded 0.90% 0.90%
Checking
$1000 Minimum Balance to earn Dividends.
Fees incurred could reduce the earnings on this account.
Dividend Checking (S2) Daily Daily Compounded 0.10% 0.10%
Certificates of Deposit
$2,000 Minimum Balance.
A penalty may be imposed for early withdrawal.
3 month (I54) Daily Daily Compounded
$2,000-$4,999
 0.20% 0.20%
$5,000-$9,999
 0.25% 0.25%
$10,000-$24,999
 0.30% 0.30%
$25,000-$49,999
 0.40% 0.40%
$50,000-$99,999
 0.45% 0.45%
$100,000+
 0.50% 0.50%
6 month (I55) Daily Daily Compounded
$2,000-$4,999
 0.25% 0.25%
$5,000-$9,999
 0.30% 0.30%
$10,000-$24,999
 0.40% 0.40%
$25,000-$49,999
 0.50% 0.50%
$50,000-$99,999
 0.55% 0.55%
$100,000+
 0.60% 0.60%
12 month (I56) Daily Daily Compounded
$2,000-$4,999
 0.95% 0.95%
$5,000-$9,999
 1.00% 1.01%
$10,000-$24,999
 1.05% 1.06%
$25,000-$49,999
 1.10% 1.11%
$50,000-$99,999
 1.15% 1.16%
$100,000+
 1.20% 1.21%
18 month (I57) Daily Daily Compounded
$2,000-$4,999
 0.95% 0.95%
$5,000-$9,999
 1.05% 1.06%
$10,000-$24,999
 1.10% 1.11%
$25,000-$49,999
 1.15% 1.16%
$50,000-$99,999
 1.20% 1.21%
$100,000+
 1.25% 1.26%
24 month (I58) Daily Daily Compounded
$2,000-$4,999
 1.20% 1.21%
$5,000-$9,999
 1.25% 1.26%
$10,000-$24,999
 1.30% 1.31%
$25,000-$49,999
 1.45% 1.46%
$50,000-$99,999
 1.55% 1.56%
$100,000+
 1.60% 1.61%
36 month (I59) Daily Daily Compounded
$2,000-$4,999
 1.45% 1.46%
$5,000-$9,999
 1.50% 1.51%
$10,000-$24,999
 1.65% 1.66%
$25,000-$49,999
 1.80% 1.82%
$50,000-$99,999
 2.05% 2.07%
$100,000+
 2.20% 2.22%
IRA (S20) & Roth (S21) Shares
$25 Minimum Balance
A penalty may be imposed for early withdrawal.
Accumulation IRA Savings
$100-$1,000		 Daily Daily Compounded 0.20% 0.20%
Accumulation IRA Savings
$1,001-$5,000		 Daily Daily Compounded 0.30% 0.30%
Accumulation IRA Savings
$5,001-$10,000		 Daily Daily Compounded 0.40% 0.40%
Accumulation IRA Savings
$10,001+		 Daily Daily Compounded 0.50% 0.50%
IRA & Roth Certificates
$1,000 Minimum Balance
A penalty may be imposed for early withdrawal.
3 month (I64/I74) Daily Daily Compounded
$1,000-$4,999
 0.25% 0.25%
$5,000-$9,999
 0.30% 0.30%
$10,000-$24,999
 0.35% 0.35%
$25,000-$49,999
 0.45% 0.45%
$50,000-$99,999
 0.50% 0.50%
$100,000+
 0.55% 0.55%
6 month (I65/I75) Daily Daily Compounded
$1,000-$4,999
 0.30% 0.30%
$5,000-$9,999
 0.35% 0.35%
$10,000-$24,999
 0.45% 0.45%
$25,000-$49,999
 0.55% 0.55%
$50,000-$99,999
 0.60% 0.60%
$100,000+
 0.65% 0.65%
12 month (I66/I76) Daily Daily Compounded
$1,000-$4,999
 1.00% 1.01%
$5,000-$9,999
 1.05% 1.06%
$10,000-$24,999
 1.10% 1.11%
$25,000-$49,999
 1.15% 1.16%
$50,000-$99,999
 1.20% 1.21%
$100,000+
 1.25% 1.26%
18 month (I67/I77) Daily Daily Compounded
$1,000-$4,999
 1.00% 1.01%
$5,000-$9,999
 1.10% 1.11%
$10,000-$24,999
 1.15% 1.16%
$25,000-$49,999
 1.20% 1.21%
$50,000-$99,999
 1.25% 1.26%
$100,000+
 1.30% 1.31%
24 month (I68/I78) Daily Daily Compounded
$1,000-$4,999
 1.25% 1.26%
$5,000-$9,999
 1.30% 1.31%
$10,000-$24,999
 1.35% 1.36%
$25,000-$49,999
 1.50% 1.51%
$50,000-$99,999
 1.60% 1.61%
$100,000+
 1.65% 1.66%
36 month (I69/I79) Daily Daily Compound
$1,000-$4,999
 1.50% 1.51%
$5,000-$9,999
 1.55% 1.56%
$10,000-$24,999
 1.70% 1.71%
$25,000-$49,999
 1.85% 1.87%
$50,000-$99,999
 2.10% 2.12%
$100,000+
 2.25% 2.28%
Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Each member account is Federally Insured to at least $100,000; Traditional and Roth Individual Retirement Accounts are insured separately to $250,000.

*APY = Annual Percentage Yield

**The APY is accurate as of the last dividend declaration date.


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We Do Business in Accordance With Federal Fair Lending Laws
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, a U.S. Government Agency.

revised 3.1.2010
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