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Insurance Products

For your peace of mind & security, we offer insurance as one of our optional financial services.

Life Insurance Products

Life Insurance Products

Group Life Insurance
If you have anyone who depends on your income, you need to consider life insurance. It can help take care of your dependents' financial needs in the event of your death.

10-Year Level Group Term Life – for members ages 18 - 54
We’ve partnered with New York Life Insurance Company to provide you with term life insurance at affordable group rates. You can get up to and including $100,000 in coverage with no physical exam required. Benefits include:

  • Affordable group rates
  • Rates expected to remain level for 10 full years
  • Easy application -- just 3 health questions for members age 18 - 54

To apply, fill out the application and mail it to the address below.

50 Plus Group Term Life – for members ages 50 – 74
Through our partnership with U.S. Life Insurance Company in the City of New York, members ages 50 - 74 can apply for as little as $5,000 and as much as $100,000 in quality term life insurance coverage. Benefits include:

  • Cash benefit that helps your loved ones cover final expenses and other needs
  • Lifetime protection to age 95
  • Affordable group rates

To apply, fill out the application and mail it to the address below.

LifeHelp Insurance Administrative Services
PO Box 991850
Redding, CA 96099-1850
(800) 345-4543

Questions? Call us for more details.

Group Life Insurance is administered by Life Help Insurance, a division of Cuenca & Associates Insurance Agency, Inc., Redding California (1-866-833-8100) and underwritten by New York Life Insurance Company. The insurance product is not a deposit insurance and is not insured by NCUSIF or guaranteed by the Credit Union.

Due to Insurance Department regulations, coverage may be unavailable in certain states at this time. In addition, this program is not available to residents of foreign countries. The above information is a summary of benefits only and is subject to the terms, conditions and limitations of Group Policy No. G-29141-0.

Group Accidental Death & Dismemberment
Financial hardship is one thing your family doesn’t need to worry about if you lose your life or a limb in an accident. No medical exams are required and coverage is guaranteed as long as premiums are paid. The program has been designed to offer $2,000 of coverage at no cost to you and for an affordable rate, you can get up to $250,000 of protection. Call us for more details or to sign up for your $2,000 of coverage at not cost to you, or to add or change your beneficiary click here.

Group Accidental Death & Dismemberment Insurance is administered by Lane & Associates 800-346-8664 located in Warren, Michigan and underwritten by ACE Insurance Company. The insurance product is not a deposit insurance and is not insured by NCUSIF or guaranteed by the Credit Union.

Due to Insurance Department regulations, coverage may be unavailable in certain states at this time. In addition, this program is not available to residents of foreign countries. The above information is a summary of benefits only and is subject to the terms, conditions and limitations of Group Policy No. ADD N01303405.



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We Do Business in Accordance With Federal Fair Lending Laws


revised 7.10.2007
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