Bay Cities Credit Union

Today's IRAs
Just Like You, They Keep Getting Better

You're never too young -- or too old -- to begin thinking about your retirement income. And there's no better time than NOW to make your 2008 IRA or Roth IRA contribution. Contribution limits have increased so you can save even more. The maximum contribution for 2008 is $5,000, increasing from $4,000 in 2007. However, if you are age 50 or older, you can make an additional "catch-up" contribution to your IRA. For complete information click here*.

Your IRA funds are insured to $250,000 separately* from any other shares you have at the Credit Union by the NCUA.

IRA contributions may be tax deductible so saving with an IRA may help you minimize your tax liability.

Call us for more information, or visit our Hayward Service Center to open your account. Use payroll deduction as a way to accumulate funds in your IRA account, and start earning dividends right away. There is no annual fee to maintain your IRA, and we offer very competitive rates. If you already have a Bay Cities IRA, we can mail you your contribution forms.

*This file is in Portable Document Format (pdf) which can be read by Acrobat Reader. If you do not have the Acrobat Reader software or plug-in for your browser to view online, you can Get Acrobat now.

We Do Business in Accordance With Federal Fair Lending Laws

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, a U.S. Government Agency.

revised 5.13.2008

This page may contain links that take you off the Bay Cities website. Bay Cities is not responsible for content or availability of linked sites. We do not provide, and are not responsible for, the product, service, or overall website content available at any linked third-party sites. Bay Cities does not represent either the third party site or the viewer if the two enter into a transaction. The Credit Union's privacy polices do not apply to linked websites and you should consult the privacy disclosures on that site for further information.