Bay Cities Credit Union
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Still the Best Rate with No Strings Attached!

Take advantage of the security, flexibility, and convenience that comes with a Bay Cities Visa® Credit Card

  • One Low Non-Variable Rate as low as 8.90% APR* means no surprises on your statement
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • No rate increases for missed or late payments
  • Apply by phone - 510-690-6166

* APR = Annual Percentage Rate. Your rate is based by your credit score and loan profile. Not all personal card benefits apply to all card types.


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We Do Business in Accordance With Federal Fair Lending Laws
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA National Credit Union Administration, a U.S. Government Agency.

revised 1.1.2010
This page may contain links that take you off the Bay Cities website. Bay Cities is not responsible for content or availability of linked sites. We do not provide, and are not responsible for, the product, service, or overall website content available at any linked third-party sites. Bay Cities does not represent either the third party site or the viewer if the two enter into a transaction. The Credit Union's privacy polices do not apply to linked websites and you should consult the privacy disclosures on that site for further information.