Ride off with a low rate from Bay Cities! Our motorcycle loans make it easy to hit the road with confidence, whether you’re upgrading your ride or buying your first bike. Competitive rates, flexible terms, and a smooth process, so you can focus on the journey ahead.

*APR = Annual Percentage Rate. Rates are based on your credit profile. Rates and terms are subject to change without notice. A 1.50% surcharge is added to base rates on cars exceeding 100,000 miles. A down payment may be required based on your overall credit worthiness. Sample Payment Example: For a loan amount of $20,000 with a term of 72 months at 6.74% APR, the monthly payment would be approximately $339.00. This example is for illustrative purpose only and does not include taxes, fees or insurance. Actual rates, terms, and payments may vary based on creditworthiness and other factors.
Loan Type Financing Term *APR
Motorcycles Up to 115% of purchase price or appraised value, whichever is lower, plus tax, license, and registration Up to 6 years As low as 6.74% *APR
