24/7 Access

Where ever you live, work, or travel, Bay Cities offers easy access to your accounts.


Checking Access


Your VISA® Debit Card offers access to your Bay Cities checking account.  Use your card everywhere VISA® is accepted, and withdraw cash at thousands of locations.


Online Banking

Check your account balance, transfer funds, make a loan payment, pay bills, download account information, set up alerts to notify you about activity on your accounts, set up text banking to quickly retrieve your balances, and much more! 


Free Bill Pay

Pay your bills quickly and easily through online banking!  Many bills can be delivered and paid electronically, saving you time and postage.  You have complete control of each payment—just set up the payee once, then control the amount and payment date.  You can even automate your bill payments for greater convenience.


30,000 Fee-Free ATMs

We have more ATMs than you could possibly use—30,000 nationwide with no fees (including most 7-Elevens)! Check your account balance, withdraw cash, make a deposit—all through the CO-OP network. And it’s easy to find a nearby ATM by mobile or text. 


Shared Branch Network

We have 5,000 additional “branches” nationwide through our shared branch network at participating credit unions. Buy traveler’s cheques, make deposits and last-minute loan payments at your local CU Service Center. Find a branch quickly and easily online, by mobile or text. 


Bay Cities Service Center

Visit our Hayward Service Center open Monday through Friday.