With a Bay Cities savings account you can reach your short term savings goal or begin to build your nest egg for the future.
With payroll deduction or direct deposit we make it easy to pay yourself first!
| Shares Savings The foundation for a smart financial plan | Money Market For members who want to earn a little more yet still have access to their funds | "You Name It" Club Account For your special savings needs | Youth Savings Start a savings account for your children | IRA Accounts An excellent way to help you reach your retirement goals | Certificates For those members looking for a higher rate of return based on a term |
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| Monthly Service Fee | $0 | $0 | $0 | $0 | $0 | $0 |
| Minimum Opening Balance | $25 | $1,000 | $25 | $25 | $25 | $2,000 |
| Dividends | Deposit Rates | Deposit Rates | Deposit Rates | Deposit Rates | Deposit Rates | Deposit Rates |
| Payroll Deduction or Direct Deposit | Savings made easy, safe, and convenient |
| Online BankingOnline Banking | 24/7 access to your accounts |
| COOP ATM LocationsCO-OP Free ATMS | Fee-free access to more than 30,000 CO-OP ATMs across the nation |
| Shared Branching LocationsShared Branch Network | Make deposits & withdrawals at over 5,000 participating credit unions in the Shared Branch Network |
