Shares & Certificates

With a Bay Cities savings account you can reach your short term savings goal or begin to build your nest egg for the future.
With payroll deduction or direct deposit we make it easy to pay yourself first!

Shares Savings

The foundation for a smart financial plan
Money Market

For members who want to earn a little more yet still have access to their funds
"You Name It" Club Account

For your special savings needs
Youth Savings

Start a savings account for your children
IRA Accounts

An excellent way to help you reach your retirement goals

For those members looking for a higher rate of return based on a term
Monthly Service Fee$0$0$0$0$0$0
Minimum Opening Balance$25 $1,000$25$25$25$2,000
DividendsDeposit RatesDeposit RatesDeposit RatesDeposit RatesDeposit RatesDeposit Rates
Payroll Deduction or Direct DepositSavings made easy, safe, and convenient
Online BankingOnline Banking24/7 access to your accounts
COOP ATM LocationsCO-OP Free ATMSFee-free access to more than 30,000 CO-OP ATMs across the nation
Shared Branching LocationsShared Branch NetworkMake deposits & withdrawals at over 5,000 participating credit unions in the Shared Branch Network