Bicycle Loans

Short on cash for a new bike?  We can help you get the bike of your dreams.  Including eBikes!




There are two ways to get a bike loan from Bay Cities.  You can get the loan first, then buy the bike.  Or you can buy the bike first and we’ll reimburse you for the cost.  Either way all you need is an itemized invoice.


With rates as low as 9.50% *APR, select a payment that you can afford with up to a 48 month repayment term depending on the amount of your loan.


*APR = Annual Percentage Rate.  Rates are based on our credit profile.  Rate includes a 0.50% auto payment transfer discount.  Rates and terms are subject to change without notice.