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Home Equity Loans

Home Equity loans are secured by a second deed of trust; the amount you can borrow is based on the amount of equity you have in your home. We have two equity programs to choose from.

 

 

 

An adjustable rate credit line secured by your home that offers;

  • No points or annual fees,
  • Unique, Designed for Members ™ rate-change program, and
  • Possible tax savings. Consult your tax advisor regarding the deductibility of interest.

Loan TypeFinancingTerms*APR
Prime Equity Line of CreditUp to 80% loan to value, or $200,000 whichever is lessDraw period 10 years
Repayment period up to 15 years		As low as 7.50%

The traditional fixed equity loan offers;

  • No points,
  • Choice of 7, 10 or 15 year terms,
  • A fixed rate throughout the life of your loan,
  • Possible tax savings. Consult your tax advisor regarding the deductibility of interest.
Loan TypeFinancingTerms*APR
Fixed Equity Home LoanUp to 80% loan to value, or $200,000 whichever is less5, 7, 10, or 15 years availableAs low as 5.75%

*APR = Annual Percentage Rate. Rates are based on your credit profile. Rates and Terms are subject to change without notice.