Apply Now


Refinance your auto loan and save 2% APR*


It’s time to leave your high-interest auto loan in the dust. You could lower your rate by 2% APR* when you refinance your auto loan at Bay Cities Credit Union! As a member of our team, you’re also an owner – which means you get all-star treatment. Earnings go to you in the form of better rates, such as our limited-time offer to beat your current auto loan rate by 2% APR!*

But hurry – this offer is only in play through 6/30/2018. So refinance your auto loan today at 510.690.6166 or Apply Now, and score a win for your wallet!


*APR=Annual Percentage Rate. Limited-time offer. Promotional offer ends 6/30/2018.Includes refinance of 2011 or newer models of vehicles. Minimum loan amount $6,000 with a floor rate of 2.00% APR. Existing loans at BCCU are not eligible. Applicant must be a member in good standing and meet all lending requirements. Loan being refinanced must not be in default. Loan decisions are based on applicant creditworthiness. BCCU reserves the right to terminate this promotion at any time without notice.