Beat a Rate – Take Your Rate in a Different Direction


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Refinance your auto loan with us and you could lower your interest rate an additional 2% APR!*



Go full speed ahead with an auto loan refinance from Bay Cities Credit Union and we could send you on your way by cutting your interest rate an additional 2% APR.*   We’ll make the process easy and painless.

But hurry – this offer is only valid through 12/31/2020. So refinance your auto loan today at 510.690.6166 or Apply Now!


*APR=Annual Percentage Rate.  Limited-time offer.  Includes refinance of vehicles 7 model years old or newer.  Minimum loan amount $6,000 with a floor rate of 2% APR.  Existing loans at BCCU are not eligible.  Applicant must be a member in good standing and meet all lending requirements.  Loan being refinanced must not be in default. Loan decisions are based on applicant’s credit worthiness.  Offer valid through 12/31/20.  BCCU reserves the right to terminate this promotion at any time without notice.