The annual percentage yields quoted are accurate as of 01/01/14.
Your rate may change after the account is opened and fees may reduce earnings on your account.
- Share Accounts
- Money Market (S5)
- Checking
- Star Certificates
- IRA (S20) & Roth (S21) Shares
- IRA & Roth Certificates
Share Accounts | ||||
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$25 Minimum Balance, $100 to earn Dividends** | ||||
Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
Share Savings (S1), Vacation Club (S14), & Holiday Account (S15) $100-$1,000 | Daily | Daily Compounded | 0.02% | 0.02% |
Share Savings (S1) Vacation Club (S14), & Holiday Account (S15) $1,001-$5,000 | Daily | Daily Compounded | 0.02% | 0.02% |
You Name It Club (S14), & Holiday Account (S15) Share Savings (S1) $5,001-$10,000** | Daily | Daily Compounded | 0.02% | 0.02% |
Share Savings (S1) Vacation Club (S14), & Holiday Account (S15) $10,001+** | Daily | Daily Compounded | 0.02% | 0.02% |
Money Market (S5) | ||||
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$1000 Minimum Balance to earn Dividends. Fees incurred could reduce the earnings on this account. |
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Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
Money Market $1,000-$4,999 | Daily | Daily Compounded | 0.16% | 0.1601% |
Money Market $5,000-$9,999 | Daily | Daily Compounded | 0.17% | 0.1701% |
Money Market $10,000-$24,999 | Daily | Daily Compounded | 0.18% | 0.1802% |
Money Market $25,000-$49,999 | Daily | Daily Compounded | 0.19% | 0.1902% |
Money Market $50,000-$99,999 | Daily | Daily Compounded | 0.20% | 0.2002% |
Money Market $100,000+ | Daily | Daily Compounded | 0.21% | 0.2102% |
Checking | ||||
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Dividends are paid monthly based on the Daily Average Balance of $1,000. Fees incurred could reduce the earnings on this account. |
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Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
Dividend Checking (S2) $1,000-$4,999 | Daily | Daily Compounded | 0.02% | 0.02% |
Dividend Checking (S2) $5,000-$9,999 | Daily | Daily Compounded | 0.02% | 0.02% |
Dividend Checking (S2) $10,000-$24,999 | Daily | Daily Compounded | 0.02% | 0.02% |
Dividend Checking (S2) $25,000-$49,999 | Daily | Daily Compounded | 0.02% | 0.02% |
Dividend Checking (S2) $50,000-$99,999 | Daily | Daily Compounded | 0.02% | 0.02% |
Dividend Checking (S2) $100,000+ | Daily | Daily Compounded | 0.02% | 0.02% |
Star Certificates | ||||
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$2,000 Minimum Balance. A penalty may be imposed for early withdrawal. |
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Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
3 month (I54M) | Daily | Daily Compounded | ||
$2,000-$4,999 | 1.10% | 1.106% | ||
$5,000-$9,999 | 1.24% | 1.248% | ||
$10,000-$24,999 | 1.37% | 1.379% | ||
$25,000-$49,999 | 1.41% | 1.420% | ||
$50,000-$99,999 | 1.52% | 1.532% | ||
$100,000+ | 1.61% | 1.622% | ||
6 month (I55) | Daily | Daily Compounded | ||
$2,000-$4,999 | 1.75% | 1.765% | ||
$5,000-$9,999 | 1.87% | 1.888% | ||
$10,000-$24,999 | 1.98% | 2.000% | ||
$25,000-$49,999 | 2.10% | 2.122% | ||
$50,000-$99,999 | 2.20% | 2.224% | ||
$100,000+ | 2.50% | 2.531% | ||
12 month (I56) | Daily | Daily Compounded | ||
$2,000-$4,999 | 2.23% | 2.255% | ||
$5,000-$9,999 | 2.44% | 2.470% | ||
$10,000-$24,999 | 2.50% | 2.531% | ||
$25,000-$49,999 | 2.96% | 3.004% | ||
$50,000-$99,999 | 3.15% | 3.200% | ||
$100,000+ | 3.20% | 3.252% | ||
18 month (I57) | Daily | Daily Compounded | ||
$2,000-$4,999 | 2.75% | 2.788% | ||
$5,000-$9,999 | 3.02% | 3.066% | ||
$10,000-$24,999 | 3.50% | 3.562% | ||
$25,000-$49,999 | 3.61% | 3.676% | ||
$50,000-$99,999 | 3.72% | 3.790% | ||
$100,000+ | 3.93% | 4.008% | ||
24 month (I58) | Daily | Daily Compounded | ||
$2,000-$4,999 | 2.47% | 2.501% | ||
$5,000-$9,999 | 2.95% | 2.994% | ||
$10,000-$24,999 | 3.45% | 3.510% | ||
$25,000-$49,999 | 3.61% | 3.676% | ||
$50,000-$99,999 | 3.65% | 3.717% | ||
$100,000+ | 3.69% | 3.759% | ||
36 month (I59) | Daily | Daily Compounded | ||
$2,000-$4,999 | 2.96% | 3.004% | ||
$5,000-$9,999 | 3.00% | 3.045% | ||
$10,000-$24,999 | 3.15% | 3.200% | ||
$25,000-$49,999 | 3.35% | 3.407% | ||
$50,000-$99,999 | 3.44% | 3.500% | ||
$100,000+ | 3.47% | 3.531% |
IRA (S20) & Roth (S21) Shares | ||||
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$25 Minimum Balance A penalty may be imposed for early withdrawal. |
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Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
Accumulation IRA Savings $100-$1,000 | Daily | Daily Compounded | 0.02% | 0.02% |
Accumulation IRA Savings $1,001-$5,000 | Daily | Daily Compounded | 0.02% | 0.02% |
Accumulation IRA Savings $5,001-$10,000 | Daily | Daily Compounded | 0.02% | 0.02% |
Accumulation IRA Savings $10,001+ | Daily | Daily Compounded | 0.02% | 0.02% |
IRA & Roth Certificates | ||||
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$1,000 Minimum Balance A penalty may be imposed for early withdrawal. |
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Account Description | Account Terms | Dividend Calculation | Dividend Rate | APY* |
3 month (I64/I74) | Daily | Daily Compounded | ||
$1,000-$4,999 | 1.10% | 1.106% | ||
$5,000-$9,999 | 1.24% | 1.248% | ||
$10,000-$24,999 | 1.37% | 1.379% | ||
$25,000-$49,999 | 1.41% | 1.420% | ||
$50,000-$99,999 | 1.52% | 1.532% | ||
$100,000+ | 1.61% | 1.623% | ||
6 month (I65/I75) | Daily | Daily Compounded | ||
$1,000-$4,999 | 1.75% | 1.765% | ||
$5,000-$9,999 | 1.87% | 1.888% | ||
$10,000-$24,999 | 1.98% | 2.000% | ||
$25,000-$49,999 | 2.10% | 2.122% | ||
$50,000-$99,999 | 2.20% | 2.224% | ||
$100,000+ | 2.50% | 2.531% | ||
12 month (I66/I76) | Daily | Daily Compounded | ||
$1,000-$4,999 | 2.23% | 2.255% | ||
$5,000-$9,999 | 2.44% | 2.470% | ||
$10,000-$24,999 | 2.50% | 2.531% | ||
$25,000-$49,999 | 2.96% | 3.004% | ||
$50,000-$99,999 | 3.15% | 3.200% | ||
$100,000+ | 3.20% | 3.252% | ||
18 month (I67/I77) | Daily | Daily Compounded | ||
$1,000-$4,999 | 2.75% | 2.788% |
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$5,000-$9,999 | 3.02% | 3.066% | ||
$10,000-$24,999 | 3.50% | 3.562% | ||
$25,000-$49,999 | 3.61% | 3.676% | ||
$50,000-$99,999 | 3.72% | 3.790% | ||
$100,000+ | 3.93% | 4.008% | ||
24 month (I68/I78) | Daily | Daily Compounded | ||
$1,000-$4,999 | 2.47% | 2.501% | ||
$5,000-$9,999 | 2.95% | 2.994% | ||
$10,000-$24,999 | 3.45% | 3.510% | ||
$25,000-$49,999 | 3.61% | 3.676% | ||
$50,000-$99,999 | 3.65% | 3.717% | ||
$100,000+ | 3.69% | 3.759% | ||
36 month (I69/I79) | Daily | Daily Compounded | ||
$1,000-$4,999 | 2.96% | 3.004% | ||
$5,000-$9,999 | 3.00% | 3.045% | ||
$10,000-$24,999 | 3.15% | 3.200% | ||
$25,000-$49,999 | 3.35% | 3.407% | ||
$50,000-$99,999 | 3.44% | 3.500% | ||
$100,000+ | 3.47% | 3.531% |
*APY = Annual Percentage Yield
**The APY is accurate as of the last dividend declaration date.