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| Loan Type | Financing | Terms | *APR |
|---|---|---|---|
| New Auto | Up to 125% of Kelley Blue Book, including tax & license | Up to 84 months | As low as 4.50% *APR |
| Used Auto | Up to 125% of Kelley Blue Book, including tax & license | Up to 84 months | As low as 4.50% *APR |
| Basic Transportation Car | Up to 125% of Kelley Blue Book, including tax & license (must be purchased from a dealership) | Up to 60 months | As low as 4.50% *APR |
| Older Cars (2019 or older) | Up to 125% of Kelley Blue Book, including tax & license | Up to 60 months | As low as 7.00% *APR |
| Loan Discounts | You can lower your rates on applicable loans up to 1.00% with the following discounts: Auto Pay 0.50%: A regularly scheduled electronic payment such as payroll deduction, transfer from your Bay Cities checking or savings, or debit from a checking account at another financial institution. Gas Saver 0.50%: Purchase of a new or used vehicle with an EPA mileage rating of 30 miles to the gallon highway or more, as established by www.fueleconomy.gov, or an electric vehicle. |
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