*APR = Annual Percentage Rate. Rates are based on your credit profile. Rates and terms are subject to change without notice. A down payment may be required based on your overall credit worthiness. Sample Payment Example: For a loan amount of $20,000 with a term of 72 months at 5.74% APR, the monthly payment would be approximately $329.00. This example is for illustrative purpose only and does not include taxes, fees or insurance. Actual rates, terms, and payments may vary based on creditworthiness and other factors. We’ve partnered with the following dealerships to help make car buying simpler. Here’s a list of insurance services offered through various partners that will give you financial protection, peace of mind and possibly some cost savings.
Loan Type Financing Terms *APR
New Auto Up to 125% of Kelley Blue Book, including tax & license Up to 84 months As low as
5.74% *APR
Used Auto Up to 125% of Kelley Blue Book, including tax & license Up to 84 months As low as
5.74% *APR
Basic Transportation Car Up to 125% of Kelley Blue Book, including tax & license (must be purchased from a dealership) Up to 60 months As low as
5.75% *APR
Older Cars (2019 or older) Up to 125% of Kelley Blue Book, including tax & license Up to 60 months As low as
7.00% *APR
Loan Discounts You can lower your rates on applicable loans up to 1.00% with the following discounts:
Auto Pay 0.50%: A regularly scheduled electronic payment such as payroll deduction, transfer from your Bay Cities checking or savings, or debit from a checking account at another financial institution.
Gas Saver 0.50%: Purchase of a new or used vehicle with an EPA mileage rating of 30 miles to the gallon highway or more, as established by www.fueleconomy.gov, or an electric vehicle.
Enterprise Car Sales Purchase a used car through Enterprise and eliminate the haggling and hassles often associated with dealerships.
Cars purchased through Enterprise receive a 1% annual percentage rate discount.Location:
575 Marina Blvd
San Leandro, CA 94577
(510) 297-0500
Preview their great selection of quality used autos at Enterprise
CarFax Reduce your risk when buying a used car by running a "background check" through CarFax. Free to you if you finance your car through us.
Kelley Blue Book Know what it's worth before you make the investment. Kelley Blue Book is the most accepted and trusted vehicle pricing guide in the industry. Contact us to provide you with the Kelley Blue Book value of the car you've had your eye on.
The Products offered:
Debt Protection Debt Protection may cancel your loan balance or payments in case of involuntary unemployment, disability or death (Life Plus). Our Life Plus protection covers a range of circumstances which include accidental dismemberment, terminal illness, hospitalization or family medical leave and death of a non-protected dependent.
Automobile Protection Plan Before purchasing an Automobile Protection Plan or Mechanical Breakdown Insurance from the dealer, check with us for our best rate and terms available.
Guaranty Auto Protection (GAP) GAP insurance pays your remaining loan balance if your car is totaled and your insurance company doesn’t pay your balance in full.
Auto Insurance You may be able to save money on car insurance. Call
1-888-380-9287 or visit them online for your free quote.
Are not federally insuredAre not obligations of the Credit UnionAre not guaranteed by the Credit UnionInvolve investment riskIf applicable, are being offered by a dual employee who accepts deposits on behalf of the Credit Union and also sells non-deposit investment products on behalf of a third-party broker
